Then try to do no cost loan and refi after the close.

回答: some bank has float down policyCALoanAgent2007-10-05 12:49:34

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这个好。谢谢你啦 -尘埃里开花- 给 尘埃里开花 发送悄悄话 (0 bytes) () 10/05/2007 postreply 13:03:34

The rate would be much higher with no cost loan and refi, right? -littlelandlord- 给 littlelandlord 发送悄悄话 (0 bytes) () 10/05/2007 postreply 13:18:49

usually quarter higher. -CaLoanAgent- 给 CaLoanAgent 发送悄悄话 CaLoanAgent 的博客首页 (438 bytes) () 10/05/2007 postreply 13:29:12

很多低利率里好象都有trick.比如,除了每月付的mortgage外, -尘埃里开花- 给 尘埃里开花 发送悄悄话 (79 bytes) () 10/05/2007 postreply 13:36:07

就是fees in APR, 不知道我理解的对不对 -尘埃里开花- 给 尘埃里开花 发送悄悄话 (0 bytes) () 10/05/2007 postreply 13:42:54

you are right. Sometimes APR will be lower after -CaLoanAgent- 给 CaLoanAgent 发送悄悄话 CaLoanAgent 的博客首页 (125 bytes) () 10/05/2007 postreply 14:02:00

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