you are right. Sometimes APR will be lower after

来源: CaLoanAgent 于 2007-10-05 14:02:00 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (125 bytes)
回答: usually quarter higher. 由 CaLoanAgent 于 2007-10-05 13:29:12

you pay points. But is it necessary to pay points? No. Unless you stay there ver 10 years and when the interest rate goes up.

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