If you expect 1000% increaing in your Roth IRA, convert it for s

来源: gccard 于 2013-01-31 13:46:05 [档案] [旧帖] [给我悄悄话] 阅读数 : (394 bytes)

回答: 关于IRA and Roth IRA, 我觉得做这行的人在忽悠. 由猛牛于 2013-01-30 20:57:22

If you expect a lot of income after retiring, do the conversion.

If you are in your 30s and current tax rate is not super high, do it.

If you do not expect a lot of income after retiring, do NOT do it.

If you do not expect your ROth IRA investment increase a lot, do NOT do it.

By the way, it really depends on your situation. There is risks and benefits.

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