现在付的利率是5.75%.贷款额12万. 看到现在利率那么低，真是不甘心。问了两家，嫌贷款额小都不做。
投资condo可以做HARP吗？上网看了一下
http://www.makinghomeaffordable.gov/programs/lower-rates/Pages/harp.aspx
貌似符合它说的条件：
You may be eligible for HARP if you meet all of the following criteria:
- The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae.
- The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009.
- The mortgage cannot have been refinanced under HARP previously unless it is a Fannie Mae loan that was refinanced under HARP from March-May, 2009.
- The current loan-to-value (LTV) ratio must be greater than 80%.
- The borrower must be current on the mortgage at the time of the refinance, with a good payment history in the past 12 months.
