有人做过投资condo的refinance吗

现在付的利率是5.75%.贷款额12万. 看到现在利率那么低，真是不甘心。问了两家，嫌贷款额小都不做。

 

投资condo可以做HARP吗？上网看了一下

http://www.makinghomeaffordable.gov/programs/lower-rates/Pages/harp.aspx

貌似符合它说的条件：

You may be eligible for HARP if you meet all of the following criteria:

• The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae.
• The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009.
• The mortgage cannot have been refinanced under HARP previously unless it is a Fannie Mae loan that was refinanced under HARP from March-May, 2009.
• The current loan-to-value (LTV) ratio must be greater than 80%.
• The borrower must be current on the mortgage at the time of the refinance, with a good payment history in the past 12 months.