Question about escrow

I am new at real estate investment, I am going to buy my first house soon and I read about escrow...

Do every one do their own escrow here? 

I asked my mortgage agent, the interest will be 0.125% higher without escrow. 

If I do my own escrow, maybe I can use my credit card to pay and get 2% cash back? 

I like to manage my own money, 0.125% more interest is around $20 to $30 more on monthly payment. What do you guys do? Do you manage your own escorw?

Thanks.

所有跟帖： 

• 1st year, you can have an escrow account to avoid the fee; -QiTian- ♀ (111 bytes) () 07/13/2012 postreply 07:40:22

• i see, thanks -passers- ♂ (0 bytes) () 07/13/2012 postreply 09:48:27