这个问题讨论过无数次了

As long as it's no cost refinance and your new rate is lower, you should always do it. It will save you money. After refinancing, your monthly payment will be lower. But try to pay the same amount you are paying today so that you can pay off your mortgage several months sooner.

所有跟帖： 

• 多谢！ 虽是多次讨论，可能是我没看到。 -bluebluebi- ♀ (0 bytes) () 06/04/2012 postreply 12:59:44

• 可每次要重买title insurance两千多啊。 -想家了吗- ♀ (0 bytes) () 06/04/2012 postreply 13:35:34

• 为啥？不是说“没费用”吗？你不是已有title insurance吗？ -螺丝螺帽- ♀ (0 bytes) () 06/04/2012 postreply 15:02:16

• 这不是broker收的，俺老公说既使没换银行也要重买。我也不愿花这冤枉钱啊。 -想家了吗- ♀ (0 bytes) () 06/04/2012 postreply 15:57:34

• Thank you! I remember it now. Too old, can't remember. :) -Seasy- ♀ (0 bytes) () 06/04/2012 postreply 13:45:14

• 很多误区：1。没有NO-COST（AGENT吃啥？），只是把COST打在LOAN里。 -现金流- ♂ (85 bytes) () 06/05/2012 postreply 08:26:26