请问有关房子foreclosure 的问题

现在面临房子foreclosure,不知foreclosure后，如果价钱低于principle，我们是否要交付差价呢？ 比如：银行以15万价钱foreclosure，但我们的Principle是20万，那我们是否还有交付这5万的差价呢？现在查到一个机构是专门有律师帮助做foreclosure的，但是加入的话每月要付$750,直到完成foreclosure，说是可以有律师帮助避免交付foreclosure后的差价，做好了，还能保住房子等等，不知是否靠谱？各位有没有了解这方面情况的呢？多谢！

所有跟帖： 

• You probably asked at a wrong place -beachlver- ♂ (152 bytes) () 02/06/2012 postreply 19:51:44

• 如果是你的自住房，你不需要付差价。 -texastrader- ♂ (65 bytes) () 02/06/2012 postreply 20:14:34

• I don't see why on earth anyone is willing to pay $750/mon while -Casabella- ♀ (461 bytes) () 02/06/2012 postreply 22:24:55

• 就是怕负担差价才考虑加入那个Program, 现已short sale 6个月，realtor说还需要降价 -ctong- ♀ (219 bytes) () 02/07/2012 postreply 03:35:35

• Property value has nothing to do with accuracy of your loan docs -Casabella- ♀ (377 bytes) () 02/07/2012 postreply 08:58:51

• it's not small amount for us since my husband lost his job month -ctong- ♀ (316 bytes) () 02/07/2012 postreply 09:25:14

• 看你跟银行的协议，你越强硬，银行越可能让步。 -老黄牛888- ♂ (80 bytes) () 02/07/2012 postreply 11:26:22