Let's calculating 回报

$1500* 12 = $18000

Depreciation on $120000 building structure

$120000 / 27.5 = $4363

HOA 12 * 200 = $2400

Net reportable income since it is paid by cash:

$18000 - $4363 - $2400 = $11237

Income tax at 15%

$11237 * 0.15 = $1685

Net income = $11237 - $1685 = $9551

Yearly return:

9551 / 160000 = 6%

vs. 8 ~ 9%

所有跟帖： 

• re -blocked- ♂ (102 bytes) () 06/21/2011 postreply 10:29:22

• You know that 16W at 1.5k per month can not yield more than 6% l -天下多蚤- ♀ (65 bytes) () 06/21/2011 postreply 11:43:29

• 不对。。。。。 -392- ♂ (209 bytes) () 06/21/2011 postreply 10:12:53

• 现金买房不大可能negative -sweetptt- ♂ (0 bytes) () 06/21/2011 postreply 10:20:06

• well, compare with other invesetment such as CD and if -392- ♂ (67 bytes) () 06/21/2011 postreply 10:21:47

• 好像irrelevant。even if price falling，每年还是6-9%。只要租金不掉，总有收回的一天。 -sweetptt- ♂ (0 bytes) () 06/21/2011 postreply 11:04:15

• 我觉得他的意思是如果最后是跌或者不涨，NPV可能为负 -wxc1894- ♀ (0 bytes) () 06/21/2011 postreply 11:13:30

• 有可能。但要在高通胀的情况下。至于到底通胀要多少，需要拿出excel算一下。 -sweetptt- ♂ (0 bytes) () 06/21/2011 postreply 11:42:29

• 握手，俺们都是excel的受害者啊 -wxc1894- ♀ (34 bytes) () 06/21/2011 postreply 11:50:54

• 如果收回周期过长，HOA作为个未知parameter。 -wxc1894- ♀ (41 bytes) () 06/21/2011 postreply 11:19:41

• 考虑HOA跟通胀一起涨 -sweetptt- ♂ (0 bytes) () 06/21/2011 postreply 11:45:37

• 对的。但是2大risk -wxc1894- ♀ (182 bytes) () 06/21/2011 postreply 11:49:39

• Real Estate tax is another unknown parameter. -天下多蚤- ♀ (118 bytes) () 06/21/2011 postreply 11:52:52

• 同意property tax是unknown factor -wxc1894- ♀ (69 bytes) () 06/21/2011 postreply 11:55:30

• correct, I was showing the best case. -天下多蚤- ♀ (94 bytes) () 06/21/2011 postreply 11:35:12

• 同意。 -wxc1894- ♀ (0 bytes) () 06/21/2011 postreply 11:53:03