if u r like most house buyers,

来源: basicenglish 于 2011-04-23 19:16:51 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (756 bytes)
回答: basicenglish: big mistake in your charts 由 egghead1 于 2011-04-23 18:25:36

u have to borrow from banks. don't u have to pay mortgage? don't u have to pay RE taxes and other expenses? why do u think mortgage rate is about 5% now? to make sure banks have most if not all the rental income.

if u pay with total cash, 30-year Treasury bonds yield 4.75% now. AAA corporate bonds yield even more. why bother with all the hassle of housing if u can buy bonds and collect coupons?

remember, all assets compete with each other. it's the future expected return that counts. the after-bubble housing market now is particularly difficult, with supply much more than demand, disillusion with houses as investments among good part of the population, baby boomers retiring, and increasing interest rate expectations.  

所有跟帖： 

• Please forgiving my ignorance -长岛石溪- ♀ 给 长岛石溪 发送悄悄话 (127 bytes) () 04/23/2011 postreply 19:30:32

• if u expect future inflation, -basicenglish- ♂ 给 basicenglish 发送悄悄话 basicenglish 的博客首页 (57 bytes) () 04/23/2011 postreply 19:38:19

• Please take a look at my case. -长岛石溪- ♀ 给 长岛石溪 发送悄悄话 (684 bytes) () 04/23/2011 postreply 19:54:35

• in that case, -basicenglish- ♂ 给 basicenglish 发送悄悄话 basicenglish 的博客首页 (446 bytes) () 04/23/2011 postreply 20:09:18

• But the 10% is on top of inflation, isn't it? -长岛石溪- ♀ 给 长岛石溪 发送悄悄话 (410 bytes) () 04/23/2011 postreply 20:16:35

• that's not the point -egghead1- ♂ 给 egghead1 发送悄悄话 (1018 bytes) () 04/23/2011 postreply 19:39:47

• Also, why not Treasuries? -egghead1- ♂ 给 egghead1 发送悄悄话 (621 bytes) () 04/23/2011 postreply 19:50:47

请您先登陆，再发跟帖！