Yeh, I put 25% down too

回答: We didn't do cash refi.SunshineInCA2010-12-20 21:07:56

They checked schedule-E from tax return. Net rental income adding back depreciation devided by 12 counted as income. I think the total monthly debt to income ratio can not exceed either 40% or 45% ... in my case I calculated to be 37%, hence.

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here is another weird thing: -黎明新生- 给 黎明新生 发送悄悄话 (269 bytes) () 12/20/2010 postreply 22:50:58

You need take time to find right bank. I am in RE less than 2 ye -SunshineInCA- 给 SunshineInCA 发送悄悄话 (25 bytes) () 12/20/2010 postreply 23:11:25

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