We didn't do cash refi.

回答: lucky you!黎明新生2010-12-20 19:58:00

We are conservative for the loan. Paid 25% down with the best rate we have. With enough cash reservation, we even don't need show our 401K or IRA as cash reservation for loan.

I don't think they request lots of cash reservation if your property have good cash return. This is my experience.  

所有跟帖: 

Yeh, I put 25% down too -Conehead- 给 Conehead 发送悄悄话 Conehead 的博客首页 (249 bytes) () 12/20/2010 postreply 21:49:03

here is another weird thing: -黎明新生- 给 黎明新生 发送悄悄话 (269 bytes) () 12/20/2010 postreply 22:50:58

You need take time to find right bank. I am in RE less than 2 ye -SunshineInCA- 给 SunshineInCA 发送悄悄话 (25 bytes) () 12/20/2010 postreply 23:11:25

我觉得老中都是25%down. -youandmychina- 给 youandmychina 发送悄悄话 (0 bytes) () 12/21/2010 postreply 05:12:15

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