回复: Similar experience here:

来源: M饭 2010-11-10 20:05:25 [] [旧帖] [给我悄悄话] 本文已被阅读: 次 (464 bytes)

I contracted a house at full listing price with 3 common contingencies: inspection,loan approval and appraisal.The inspection shows the house is in a good condition and the appraisal is the same as the contract price. I tried to find some excuse to reduce the purchase price by comparing other sold house. I played chicken twice and got 20K reduced______ set a final price that you feel comfortable and tell the seller: take it or leave it. It works,period!

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回复:回复: Similar experience here: -babamama- 给 babamama 发送悄悄话 (616 bytes) () 11/10/2010 postreply 20:18:05

The house I offered is a short sale -M饭- 给 M饭 发送悄悄话 (429 bytes) () 11/10/2010 postreply 20:54:14

Your patience paid off. Good job. Are you getting -babamama- 给 babamama 发送悄悄话 (116 bytes) () 11/10/2010 postreply 21:03:32

4.125%,30y fixed,zero point. -M饭- 给 M饭 发送悄悄话 (105 bytes) () 11/10/2010 postreply 21:15:57

How much is the loan origination fee? If there is no lender's f -babamama- 给 babamama 发送悄悄话 (163 bytes) () 11/10/2010 postreply 21:21:05

The lender fee is fixed : $1936 -M饭- 给 M饭 发送悄悄话 (167 bytes) () 11/10/2010 postreply 21:31:14

The rate you got is really good. If you locked it, be happy with -babamama- 给 babamama 发送悄悄话 (323 bytes) () 11/10/2010 postreply 21:37:37

Thank you! My rate has been locked . -M饭- 给 M饭 发送悄悄话 (35 bytes) () 11/10/2010 postreply 21:42:36

Good discussion. -babamama- 给 babamama 发送悄悄话 (0 bytes) () 11/10/2010 postreply 21:58:45

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