Nobody knows where to park some cash?

本帖于 2010-07-28 19:34:08 时间, 由普通用户 laoyangdelp 编辑

I asked the question earlier and got almost no answer.

If you have some cash that you don't want to touch it for a while, where do you put it?

As I said, I want no or very small risk. What is the maximum return one can get in today's market? and what is the best strategy?

The amount is about $120K. No need to touch it for probably at least 1 year, but if there is good investment opportunity in the future (possibly rental property) I will use it as down payment.

所有跟帖: 

回复:Nobody knows where to park some cash? -ca2004- 给 ca2004 发送悄悄话 (11 bytes) () 07/28/2010 postreply 16:37:11

I happen to think that real estate has some ways to go down stil -skyport- 给 skyport 发送悄悄话 (61 bytes) () 07/28/2010 postreply 16:52:15

TIP -大胸房市- 给 大胸房市 发送悄悄话 (0 bytes) () 07/28/2010 postreply 20:21:16

Look, if I knew the answer, I wouldn't bother -CirrusCloud- 给 CirrusCloud 发送悄悄话 (105 bytes) () 07/28/2010 postreply 16:47:42

I don't think that I am greedy -skyport- 给 skyport 发送悄悄话 (215 bytes) () 07/28/2010 postreply 16:50:48

Neither am I. If there is any place yield to 3% -CirrusCloud- 给 CirrusCloud 发送悄悄话 (339 bytes) () 07/28/2010 postreply 17:15:18

cash is too precious not to protect! -美西游子- 给 美西游子 发送悄悄话 美西游子 的博客首页 (75 bytes) () 07/28/2010 postreply 16:48:19

Could you elaborate on this? -skyport- 给 skyport 发送悄悄话 (0 bytes) () 07/28/2010 postreply 16:51:24

what homework have you done? -美西游子- 给 美西游子 发送悄悄话 美西游子 的博客首页 (0 bytes) () 07/28/2010 postreply 16:53:57

I have been looking for CDs -skyport- 给 skyport 发送悄悄话 (269 bytes) () 07/28/2010 postreply 16:56:30

how about xom with 2.9% div rate? -longterminvestor- 给 longterminvestor 发送悄悄话 longterminvestor 的博客首页 (36 bytes) () 07/28/2010 postreply 17:07:23

I did look at REIT stocks -skyport- 给 skyport 发送悄悄话 (125 bytes) () 07/28/2010 postreply 17:09:55

xom = 美孚石油 -longtermInvestor- 给 longtermInvestor 发送悄悄话 longtermInvestor 的博客首页 (60 bytes) () 07/28/2010 postreply 17:22:55

Good to know, will investigate -skyport- 给 skyport 发送悄悄话 (95 bytes) () 07/28/2010 postreply 17:25:06

pay off your current property debit if you have, or put as a dow -rainbowmagic- 给 rainbowmagic 发送悄悄话 (162 bytes) () 07/28/2010 postreply 17:15:50

Where is this? I doubt that's possible in Bay Area -skyport- 给 skyport 发送悄悄话 (155 bytes) () 07/28/2010 postreply 17:23:35

that can save quite a lot interests -rainbowmagic- 给 rainbowmagic 发送悄悄话 (149 bytes) () 07/28/2010 postreply 17:28:06

easy. buy utility ETF XLU at 31, sell 2012 jan -pediatrician2- 给 pediatrician2 发送悄悄话 pediatrician2 的博客首页 (217 bytes) () 07/28/2010 postreply 17:28:57

cool. Will definitely investigate, thanks -skyport- 给 skyport 发送悄悄话 (42 bytes) () 07/28/2010 postreply 17:50:42

if it goes below 20, you are okay. if not, yours will be called -大胸房市- 给 大胸房市 发送悄悄话 (0 bytes) () 07/28/2010 postreply 20:24:12

one year is very short period for investment,... -thornbird888- 给 thornbird888 发送悄悄话 (0 bytes) () 07/28/2010 postreply 18:11:43

放到我这里,年息百分之十.用房产做抵押.怎么样? -va_landlord- 给 va_landlord 发送悄悄话 va_landlord 的博客首页 (0 bytes) () 07/28/2010 postreply 18:15:58

Thanks. I have seen your proposal before -skyport- 给 skyport 发送悄悄话 (134 bytes) () 07/28/2010 postreply 18:50:06

counter party risk is here -大胸房市- 给 大胸房市 发送悄悄话 (0 bytes) () 07/28/2010 postreply 20:25:04

you act just like a bank -va_landlord- 给 va_landlord 发送悄悄话 va_landlord 的博客首页 (599 bytes) () 07/28/2010 postreply 20:57:24

Oh, boy, I just love your sense of humor, -IntoTheWild- 给 IntoTheWild 发送悄悄话 IntoTheWild 的博客首页 (31 bytes) () 07/28/2010 postreply 22:10:16

This is actually the best suggestion to this type of question! -IntoTheWild- 给 IntoTheWild 发送悄悄话 IntoTheWild 的博客首页 (0 bytes) () 07/28/2010 postreply 22:35:51

CD, 5年的. -wszgr- 给 wszgr 发送悄悄话 wszgr 的博客首页 (0 bytes) () 07/29/2010 postreply 08:02:22

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