loan stuck. Can I sue bank or that loan officer?

Bank never said we are not qualified their loan. Do appraisal already, and waiting whole month for some document - they said they need CONDO COMPLEX APPROVAL from their bank investment department.

It is pacific mercantile bank.

That loan officer never keep his promise. He said he can credit back our appraisal fee because he did twice after he jump to new bank. Now he said he can't.

We have everything on hand, he gave us estimated HUD, etc. But that condo complex approval took 20days already and worst thing is, this hell bank still can't give us estimated date when they can escrow.

We are just stuck here... This loan officer, can we sue him or what can we do? My hu*****and said he was refered from his team worker, thus why I didn't go with my searching. Otherwise I have found good people from here to do this loan already. Now is too late.

Thanks for any comments...

所有跟帖: 

no people can help this topic.... waiting..thanks.. -sisbio- 给 sisbio 发送悄悄话 (0 bytes) () 07/09/2010 postreply 17:46:07

Yes, everything has the risk, -RE8888- 给 RE8888 发送悄悄话 RE8888 的博客首页 (266 bytes) () 07/09/2010 postreply 20:22:24

thank you... -sisbio- 给 sisbio 发送悄悄话 (654 bytes) () 07/10/2010 postreply 23:49:42

Agree. Why not find another lender who is condo-friendly. -CaLoanAgent- 给 CaLoanAgent 发送悄悄话 CaLoanAgent 的博客首页 (278 bytes) () 07/10/2010 postreply 00:22:33

Thank you too.. -sisbio- 给 sisbio 发送悄悄话 (662 bytes) () 07/10/2010 postreply 23:56:49

Thank you. -sisbio- 给 sisbio 发送悄悄话 (340 bytes) () 07/10/2010 postreply 23:52:17

请您先登陆,再发跟帖!