是关于这个题目的
It talks about what happens to the difference after short sale/foreclosure, specifically in CA. There is a big difference between purchase money and refi money. Then there is one-strike law, where the bank can only sue borrower once. But if you have 2nd loan, and 1st loan forecloses, then 2nd loan can come after you, but not 1st loan. Much more complicated than this.
Better ask a competent lawyer on this.
But if you can't carry it anymore, do what you need to do.