Maybe I am a little too harsh on them

But it does not seem to require a lot of knowledge to be a financial adviser, at lease an average one.

What they typically do is that they have a preselected list of mutual funds, about 10-20 of them. And they a list of multiple choice questions to ask you. Based on your answer, they would choose a mixture of funds, u.e determine the percentage of each fund in the portfolio. That's about it.

Of course, they have to be able to speak well so that you would believe that they can actually beat the market and earn more money if you go with them. I just do not fall for that.

所有跟帖： 

• U haven't found a good one yet. -jellybean3- ♀ (0 bytes) () 04/16/2007 postreply 10:19:58

• They're not supposed to be the sales. -jellybean3- ♀ (87 bytes) () 04/16/2007 postreply 10:21:49

• They do try to be very nice to you -skyport- ♂ (218 bytes) () 04/16/2007 postreply 10:29:45

• Gifts r not communications. -jellybean3- ♀ (189 bytes) () 04/16/2007 postreply 10:54:15

• Oh yeah, they do promise me that too -skyport- ♂ (453 bytes) () 04/16/2007 postreply 11:01:13

• That's fine if you have the time and chose to manage it yourself -jellybean3- ♀ (126 bytes) () 04/16/2007 postreply 11:06:45

• Well, what is the performance of a Good one? -skyport- ♂ (427 bytes) () 04/16/2007 postreply 10:25:53

• Considering to start accept your own client? -jellybean3- ♀ (0 bytes) () 04/16/2007 postreply 10:55:42

• No I am not qualified -skyport- ♂ (232 bytes) () 04/16/2007 postreply 11:04:26

• What are your returns since you began to invest? -U6D3- ♂ (17 bytes) () 04/16/2007 postreply 11:31:03

• I would love to share. -skyport- ♂ (145 bytes) () 04/16/2007 postreply 11:36:05