谢谢! 1)5年来的折旧需要split吗? 2)due on sale 的exception,这2个方法也许可以?

(6)
a transfer where the spouse or children of the borrower become an owner of the property;
(8)
a transfer into an inter vivos trust in which the borrower is and remains a beneficiary and which does not relate to a transfer of rights of occupancy in the property; or
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