Or they do not know other options exist. Dont want to learn

Just Plan A and B are NOT enough.  This is common sense.

If you are relatively healthy, even though you have long term illness that needs maintenance care,  such as AF patients - Medicare Advantage Plan (Part C) should be enough.

If you unfortunately have some rare diseases or require very expensive drugs, you indeed need to buy Medigap to make sure you have proper care. 

Some biotech drugs are outrageously expensive. 

所有跟帖： 

• 老人医保为啥要搞得这么繁琐复杂? 就不能对老年人友好点儿? 七老八十的还有那个精力和脑力盘算? -haomahaoma99- ♀ (0 bytes) () 01/14/2023 postreply 14:00:08

• Actually Medicare is getting better. Part D and Part C -goingplaces- ♀ (702 bytes) () 01/14/2023 postreply 14:11:01

• 估计，增加这些选项，也同时可以多收保费，对吧？ -trimtip- ♂ (0 bytes) () 01/14/2023 postreply 14:23:32

• NO. Prem and benefits are positively related. -goingplaces- ♀ (1315 bytes) () 01/14/2023 postreply 14:30:19

• thanks -trimtip- ♂ (0 bytes) () 01/14/2023 postreply 19:01:06