Prove me wrong.

Assuming:  $53K SS, $60K other income (not salary because you retired.)

of which 85% of SS is taxable.  so total income = $53K * 85% + 60K = 105050.

Minus standard deduction $25K. taxable is $80K. 

80K taxable income takes you to 12% bracket.  https://www.bankrate.com/taxes/tax-brackets/

Your tax should be around $9202= $19900x10% + (80K-19.9K)x12%

Effective federal income tax rate is 8.1%.    $8860/$113K. 

It looks like you have no understanding on how 1040 form works. 

 

所有跟帖： 

• SSI+22000 是不用交税的。你算算9000/（60000-22000）= ？啊哈哈哈哈 -北回归线的阳光- ♂ (0 bytes) () 08/17/2022 postreply 09:50:22

• what are you talking about. -柠檬椰子汁- ♂ (68 bytes) () 08/17/2022 postreply 09:52:16

• 是你认识不到本质，你的60000退休金超出22000部分四分之一交了税，还辩护，啊哈哈哈 -北回归线的阳光- ♂ (0 bytes) () 08/17/2022 postreply 10:00:40

• 最后税单是9000元，除以60000也只有16%。 -柠檬椰子汁- ♂ (489 bytes) () 08/17/2022 postreply 10:43:06

• 再看一下我上面的算式，不信你真不明白 -北回归线的阳光- ♂ (0 bytes) () 08/17/2022 postreply 11:21:15

• (SSI+22000 是不用交税的) 从何说起 -柠檬椰子汁- ♂ (1732 bytes) () 08/17/2022 postreply 11:35:08

• 从事实说起 -北回归线的阳光- ♂ (0 bytes) () 08/17/2022 postreply 11:53:56

• 你算的是对的，关键是这里都是有钱人，other income -春风鸟语花香- ♀ (250 bytes) () 08/17/2022 postreply 09:51:24

• 我不管有钱人，我只针对楼主的计算。 -柠檬椰子汁- ♂ (0 bytes) () 08/17/2022 postreply 09:53:30

• 柠檬的算法，我能follow. 工作中佩服这样的同事 -快乐的长耳朵- ♂ (68 bytes) () 08/17/2022 postreply 11:37:51

• 谢谢柠檬的解答，一直用TurboTax，已经对AGI，Deduction，etc 麻木了 -等明天- ♂ (44 bytes) () 08/17/2022 postreply 12:17:03