两个房子五十万最好分两年卖。

 

CGT tax rate是根据一年的MAGI (modified adjusted gross income)。你工作十万，俩个房子增值50万，MAGI就是60万。根据下面的表格，增值的50万要收20%，工作收入的十万还是按收入税你以前的税率（据你说是12%）。

如果你分两年卖，比如一个房子最多30万，那么MAGI只有40万，根据下面的表格，增值的30万只要交15%，工作收入十万还是你以前的税率。

 

Tax Rates for Long-Term Capital Gains 2021
Filing Status	0% rate	15% rate	20% rate
Single	Up to $40,400	$40,401 to to $445,850	Over $445,850
Head of household	Up to $54,100	$54,101 to $473,750	Over $473,750
Married filing jointly	Up to $80,800	$80,801 to $501,600	Over $501,600
Married filing separately	Up to $40,400	$40,401 to $250,800	Over $250,800

所有跟帖： 

• 夫妻Long term capital gain 少于8万不用交税？ -wait..- ♀ (71 bytes) () 11/22/2021 postreply 09:28:14

• 大学毕业吗？ -柠檬椰子汁- ♂ (110 bytes) () 11/22/2021 postreply 10:03:46

• 哈哈看错了，没注意是magi -wait..- ♀ (0 bytes) () 11/22/2021 postreply 10:15:39