两个房子五十万最好分两年卖。

来源: 于 2021-11-22 06:02:50 [博客] [旧帖] [给我悄悄话] 本文已被阅读：次

 

CGT tax rate是根据一年的MAGI (modified adjusted gross income)。你工作十万，俩个房子增值50万，MAGI就是60万。根据下面的表格，增值的50万要收20%，工作收入的十万还是按收入税你以前的税率（据你说是12%）。

如果你分两年卖，比如一个房子最多30万，那么MAGI只有40万，根据下面的表格，增值的30万只要交15%，工作收入十万还是你以前的税率。

 

Tax Rates for Long-Term Capital Gains 2021
Filing Status 0% rate 15% rate 20% rate
Single Up to $40,400 $40,401 to to $445,850 Over $445,850
Head of household Up to $54,100 $54,101 to $473,750 Over $473,750
Married filing jointly  Up to $80,800 $80,801 to $501,600 Over $501,600
Married filing separately Up to $40,400 $40,401 to $250,800 Over $250,800