so real question is: will rate go lower in next 2 years?

来源: pop01 于 2020-02-13 11:57:06 [] [旧帖] [给我悄悄话] 阅读数 : (334 bytes)
回答: Break even calculation. 由 柠檬椰子汁 于 2020-02-13 11:41:10

Thank you!

 I did the same calculation and I am attracted by the lower rate with fee.

But if the rate would drop big enough before the break even point, I cannot refinance then or I will not recover the fees. 
so real question is: will rate go lower in next 2 years?

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