请教mortgage rate of no fee

请教一个很菜鸟的问题:大家都说"mortgage rate with no point no fee". 这里的NO FEE指的是MORTGAGE COMPANY 付CLOSING FEE呢还是我们付,只是不付UP FRONT,而是把这个钱一起加到LOAN 里面去?我的REFINANCE只是23万,CLOSING FEE 有$6000-$6500. 他们说我可以把这个FEE ENROLL到LOAN里面,RATE算起来就要高一点.请问这个CLOSING COST是正常范围吗?其中只有%1是ORIGINATION FEE.多谢大家!

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sometimes no refi is an option. -CALoanAgent- 给 CALoanAgent 发送悄悄话 CALoanAgent 的博客首页 (378 bytes) () 12/20/2008 postreply 10:33:10

I asked a couple of agents -dressup9- 给 dressup9 发送悄悄话 (184 bytes) () 12/20/2008 postreply 10:39:27

something is wrong. -CALoanAgent- 给 CALoanAgent 发送悄悄话 CALoanAgent 的博客首页 (177 bytes) () 12/20/2008 postreply 10:42:55

for your 230k loan, $6000 is about 2.6% of -CALoanAgent- 给 CALoanAgent 发送悄悄话 CALoanAgent 的博客首页 (96 bytes) () 12/20/2008 postreply 10:44:47

回复:I asked a couple of agents -黄小金- 给 黄小金 发送悄悄话 黄小金 的博客首页 (206 bytes) () 12/21/2008 postreply 19:27:42

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