sometimes no refi is an option.

You need to do some homework yourself.

1)How long do you stay there?

2)Your break even time. For $6000 cost, how long do you get those money back(by the money you saved for the refi)?

3)Try to get a broker with no origination fees(or no cost). I know it's hard to find this kind of broker in mid-west states. But banks will have lowers fees if you charges.

所有跟帖： 

• I asked a couple of agents -dressup9- ♀ (184 bytes) () 12/20/2008 postreply 10:39:27

• something is wrong. -CALoanAgent- ♂ (177 bytes) () 12/20/2008 postreply 10:42:55

• for your 230k loan, $6000 is about 2.6% of -CALoanAgent- ♂ (96 bytes) () 12/20/2008 postreply 10:44:47

• 回复：I asked a couple of agents -黄小金- ♀ (206 bytes) () 12/21/2008 postreply 19:27:42