请miat42等大侠们帮忙

来源: peaheal 于 2008-10-10 08:53:28 [] [旧帖] [给我悄悄话] 阅读数 : (299 bytes)

My 401k is in lifecycle retirement account (e.g.: year 2040). I have to either take all or part of the amount out or to keep it as is. The year-to-date return is already more than -50%. I'm losing more and more principle. I'm panic and don't know what to do. Can you give me some advice? Thanks!

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• 说实话，没有人可以给你建议，太晚了 -naboo2008- ♂ 给 naboo2008 发送悄悄话 (0 bytes) () 10/10/2008 postreply 08:59:05

• Too late now. I warned early this year. And Warned again -miat42- ♂ 给 miat42 发送悄悄话 miat42 的博客首页 (173 bytes) () 10/10/2008 postreply 09:00:57

• The company kept telling me to stay balanced. -peaheal- ♀ 给 peaheal 发送悄悄话 (227 bytes) () 10/10/2008 postreply 09:10:04

• As long as they invest in Stock, balance is no use. -miat42- ♂ 给 miat42 发送悄悄话 miat42 的博客首页 (162 bytes) () 10/10/2008 postreply 09:20:52

• they didn't mislead u, in writing, anyway. if you want your kind -找新家的迷惑- ♀ 给 找新家的迷惑 发送悄悄话 (0 bytes) () 10/10/2008 postreply 10:40:41

• if you want your kind of balance of mm, bond, stock -找新家的迷惑- ♀ 给 找新家的迷惑 发送悄悄话 (61 bytes) () 10/10/2008 postreply 10:41:40

• life cycle is not balanced, it will keep "balancing" as you age. -mingusmt- ♂ 给 mingusmt 发送悄悄话 (27 bytes) () 10/10/2008 postreply 11:31:31

• 回复：请miat42等大侠们帮忙 -dca- ♂ 给 dca 发送悄悄话 (235 bytes) () 10/10/2008 postreply 09:07:40

• Yes, that's the only hope now... -miat42- ♂ 给 miat42 发送悄悄话 miat42 的博客首页 (0 bytes) () 10/10/2008 postreply 09:09:02

• 这是401K的广告，骗人的。 -naboo2008- ♂ 给 naboo2008 发送悄悄话 (0 bytes) () 10/10/2008 postreply 09:10:29

• Thanks!!! Miss China ... -peaheal- ♀ 给 peaheal 发送悄悄话 (0 bytes) () 10/10/2008 postreply 09:11:24

• 经风雨，见世面，人生才完美。人不可能永远当温室的花朵。 -北燕- ♀ 给 北燕 发送悄悄话 (0 bytes) () 10/10/2008 postreply 09:49:54

• 病人永远分不清谁是好的医生 -UTMD- ♂ 给 UTMD 发送悄悄话 (0 bytes) () 10/10/2008 postreply 09:24:19

• not necessarily lie/cheat, but clueless and keep telling what th -mingusmt- ♂ 给 mingusmt 发送悄悄话 (0 bytes) () 10/10/2008 postreply 12:01:10

• 唯一的建议是： -naboo2008- ♂ 给 naboo2008 发送悄悄话 (63 bytes) () 10/10/2008 postreply 09:12:28

• You only work for several years, what are you panic for? -S.T.- ♂ 给 S.T. 发送悄悄话 (63 bytes) () 10/10/2008 postreply 09:14:15

• 我不是大侠　但是现在唯一可以做的是你自己 -UTMD- ♂ 给 UTMD 发送悄悄话 (136 bytes) () 10/10/2008 postreply 09:22:22

• Agree! -北燕- ♀ 给 北燕 发送悄悄话 (235 bytes) () 10/10/2008 postreply 09:34:09

• Thanks! -peaheal- ♀ 给 peaheal 发送悄悄话 (0 bytes) () 10/10/2008 postreply 09:48:39

• agree. -maysuh- ♀ 给 maysuh 发送悄悄话 (0 bytes) () 10/10/2008 postreply 09:42:10

• year 2040 means you shouldn't worry about it now. it's super agg -找新家的迷惑- ♀ 给 找新家的迷惑 发送悄悄话 (0 bytes) () 10/10/2008 postreply 10:35:28

• message got cut off. replied above -找新家的迷惑- ♀ 给 找新家的迷惑 发送悄悄话 (0 bytes) () 10/10/2008 postreply 10:42:32

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