"How to invest your money and retire early"
1. Buy a book to read: <A Random Walk Down Wall Street>
2. Buy a comfortable house for living first
3. Put some money in Money market (now 1% interest) or bond for emergency, if you have money left, then:
4. Buy index stock funds: invest your money into following index funds, and also add money monthly
A: QQQ 30%
B: SPY 30%
C: VNQ 10%
D: Small cap index fund: 15%
E: Middle cap index fund: 15%.
You will get >10% return yearly for long term.
Then you can lay on beach and watch beautiful women and handsome men!