给Joyfulme等, 不想买房当地主,如何投资理财?

本帖于 2017-01-20 16:42:23 时间, 由普通用户 Tianyazi 编辑

"How to invest your money and retire early"

1. Buy a book to read: <A Random Walk Down Wall Street>

2. Buy a comfortable house for living first

3. Put  some money in Money market (now 1% interest) or bond for emergency, if you have money left, then:

4. Buy index stock funds: invest your money into following index funds, and also add money monthly

A: QQQ 30%

B: SPY 30%

C: VNQ 10%

D: Small cap index fund: 15%

E: Middle cap index fund: 15%.

You will get >10% return yearly for long term.

Then you can lay on beach and watch beautiful women and handsome men!

所有跟帖: 

非常实用。谢谢。去show给老公看看他的反应。 -Joyfulme- 给 Joyfulme 发送悄悄话 (0 bytes) () 01/20/2017 postreply 13:43:49

1 read book should be the last -LordofMoney- 给 LordofMoney 发送悄悄话 (25 bytes) () 01/20/2017 postreply 20:50:29

非常赞成第二条。好的自住房也是好的投资 -山高路远- 给 山高路远 发送悄悄话 (0 bytes) () 01/20/2017 postreply 21:47:35

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