给Joyfulme等, 不想买房当地主，如何投资理财?

"How to invest your money and retire early"

1. Buy a book to read: <A Random Walk Down Wall Street>

2. Buy a comfortable house for living first

3. Put  some money in Money market (now 1% interest) or bond for emergency, if you have money left, then:

4. Buy index stock funds: invest your money into following index funds, and also add money monthly

A: QQQ 30%

B: SPY 30%

C: VNQ 10%

D: Small cap index fund: 15%

E: Middle cap index fund: 15%.

You will get >10% return yearly for long term.

Then you can lay on beach and watch beautiful women and handsome men!