I did the same as you did. But my understanding is that

来源: autumnjune 于 2016-03-28 10:32:20 [] [旧帖] [给我悄悄话] 阅读数 : (243 bytes)
本帖于 2016-03-28 10:34:49 时间, 由普通用户 autumnjune 编辑

a qualifed broker wouldn't let you open a Roth IRA account should your income exceed the threshold. Indeed, I don't see how the broker would control this process.

But conversion is another mechanism. 

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• Well, I have been doing this with Fidelity since 2010. I just di -易木- ♂ 给 易木 发送悄悄话 易木 的博客首页 (139 bytes) () 03/28/2016 postreply 10:46:37

• That was a conversion, which is different. -autumnjune- ♀ 给 autumnjune 发送悄悄话 (0 bytes) () 03/28/2016 postreply 10:56:43

• You are so persistent:) -易木- ♂ 给 易木 发送悄悄话 易木 的博客首页 (201 bytes) () 03/28/2016 postreply 12:00:49

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