I did the same as you did. But my understanding is that

来源: 2016-03-28 10:32:20 [旧帖] [给我悄悄话] 本文已被阅读:

a qualifed broker wouldn't let you open a Roth IRA account should your income exceed the threshold. Indeed, I don't see how the broker would control this process.

But conversion is another mechanism.