62到67也是每年增加约8%

用你给的数据：

Maximum Benefit Amount (2025):

• $2,831 per month: This is the maximum benefit for those who claim as early as possible at age 62. 

• $5,108 per month: This is the top benefit for high earners who delay claiming their benefits until age 70.   
   
• $4,018 per month: This is the maximum benefit for those who claim at their full retirement age

 

$4018 / $2831 = 1.42, 也就是说： 62到67，5年推迟会增多退休金42%，约8%/每年。

所有跟帖： 

• 原来的问题是：5*8 = 40，不是42 -slow_quick- ♂ (0 bytes) () 09/01/2025 postreply 12:44:30

• 8%/年，没有“约”这一说，仔细看看我的帖子 -slow_quick- ♂ (0 bytes) () 09/01/2025 postreply 13:11:30

• 2022年， FRA是66岁2个月 -螺丝螺帽- ♀ (0 bytes) () 09/01/2025 postreply 14:05:23

• 哈哈，是渐变不是突变，忘了这茬 -slow_quick- ♂ (0 bytes) () 09/01/2025 postreply 14:42:02

• 五年+42%， 一年7.5%都不到 -nancyjin5391- ♂ (65 bytes) () 09/01/2025 postreply 14:32:19

• 对的，线性增加，不是复利 -slow_quick- ♂ (115 bytes) () 09/01/2025 postreply 14:39:40