What lemon said is right.

After research, I figure out that you can convert 2023 traditional IRA to Roth IRA in 2024. But you have to report them in 2024 tax form. Since there are no taxable income, so it really does  not matter when you report, because your contribution to traditional IRA is after tax. 

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谢谢! -八卦煮九- 给 八卦煮九 发送悄悄话 八卦煮九 的博客首页 (0 bytes) () 01/03/2024 postreply 08:48:07

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