你的administrator可以退给你。

https://www.nerdwallet.com/article/investing/excess-401k-contribution-what-to-do#:~:text=The%20plan%20administrator%20is%20required,be%20slow%20about%20doing%20this.

 

By the way, IRAs deadlines are 4/18/23.  401K deadline is 12/31/2022. 

所有跟帖： 

• 我已经用这钱买了股票，有了收益，是可以等到年底，看我2023年整年实际大约可以赚多少钱，再把多余的退出来吗？ -bayuquan- ♀ (147 bytes) () 01/25/2023 postreply 10:05:02

• 那就比较复杂了，还需要算增值税。你的plan admin应该可以算清楚 -柠檬椰子汁- ♂ (121 bytes) () 01/25/2023 postreply 10:11:01