two things I can think

来源: Runnymede 于 2022-12-08 16:21:57 [] [旧帖] [给我悄悄话] 阅读数 : (230 bytes)

two things I can think

1. less money to use now, for instance, buy house, buy car, use money to invest. Lost opportunity.

2. too high 401k RDM income, which impact social security medical premium 

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