Our house was in the market for almost 6 months without any offer. Our contract with current listing agent is going to expire this Friday. I told the agent that I am not going to renew the contract because I am going to rent the house. (BTW, the house is very easy to rent, I just post to craigslist and already got over 20 phone calls). But all the sudden, today, the agent forwards me an offer with offer price very close to our asking price, $500 earnest money and close in 3 weeks. But it asks us to provide 3% closing cost + home warranty. The following is the term. I am not family with FHA loan. Does this sound like serious offer to consider. It seems that they do not have any downpayment. The load requires 3.5% and they ask us to pay 3% of it. My worry is that if we accept the offer and finally the deal is not happen, we lose precious time of renting house out because it is getting close to holiday season. Any suggestions, I need to respond by afternoon, urgent, wait online for your advice….Thanks a lot in advance
…This Agreement is contingent upon Buyers obtaining a commitment in writing for a FHA mortgage if or not more than 96.5 % of the purchase price with note interest at 4% or less with a term no less than______ years. Buyers agree to pay all customary loan costs. Buyers agree upon acceptance of this offer to immediately make application for such mortgage with a lender and to make their best e1f9rt to obtain a mortgage commitment as above provided, conditioned only on standard lender conditions. Sellers agree to pay up to the amount of 3% towards the Buyers' closing costs, discount fee, origination fee, and/or prepaids…
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