南加州62岁夫妻,没房贷,有0.9米401K+100Kcash, SS=$2000/月. 如何才能退休但不把本金用光.
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每年从401k中取4%,约$3万六,就行。
-commonsense888-
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03/28/2012 postreply
22:09:48
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他的问题是如何能不动用本金,还可以有足够的收入。
-qka-
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03/29/2012 postreply
05:28:40
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you need to put your money in a safe investment
-little.me-
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03/29/2012 postreply
00:00:26
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What is safe investment? CD?
-sinke-
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03/29/2012 postreply
09:10:29
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you need to talk to a fee-based finacial advisor
-planotx-
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03/29/2012 postreply
06:09:29
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问过我的CPA,她说Theydontdobetter. CPA是很正的台人.
-sinke-
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03/29/2012 postreply
09:17:59
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The key question is: Can you live on 60K annually in Southern CA
-Morning3evening4-
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03/29/2012 postreply
06:37:48
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很有见解, 顶一下!
-螺丝螺帽-
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03/29/2012 postreply
06:59:33
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:). Thanks.
-Morning3evening4-
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03/29/2012 postreply
09:16:07
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说得好。阿毛是投坛为人民服务的 financial advisor! :)
-laoyangdelp-
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03/29/2012 postreply
08:31:45
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It is free at this moment.:).
-Morning3evening4-
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03/29/2012 postreply
09:16:44
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34大老,1-3都听的很中.4不容易. 很少老中搬离S CA.如不golffishfinseacucumber...60K差不多
-sinke-
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03/29/2012 postreply
09:15:43
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Then, a part-time job should cover extra expense.
-Morning3evening4-
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03/29/2012 postreply
09:17:40
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不过 $5/H part time job还不如到这里来灌水
-sinke-
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03/29/2012 postreply
09:20:52
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其实你什么都安排好了。看你以前的旧帖子就知道你都考虑过了。
-Nonsense123-
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03/29/2012 postreply
09:56:12
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大老您有CIA的经研?
-sinke-
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03/29/2012 postreply
17:30:13
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In CA, minimal salary is 5/h?
-Morning3evening4-
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03/29/2012 postreply
09:58:39
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在CA,除了灌水上饭馆教会trail修屋顶操房产,还能做十么?
-sinke-
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03/29/2012 postreply
17:29:04
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我读到的信息是,401K到了66岁以上每年必须要拿出一部分的,
-圆西瓜-
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03/29/2012 postreply
10:06:47
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I remember at age 70. The amount is total amount divide by 20.
-Morning3evening4-
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03/29/2012 postreply
10:09:45
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you are right. 他们有90万,所以每年的minimum withdraw 只有1万多
-laoyangdelp-
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03/29/2012 postreply
10:29:09
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90/20 = 4.5w/year
-sinke-
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03/29/2012 postreply
17:32:03
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Open an IRA account and move your $90k into it and receive 5% st
-gzkom-
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10/05/2012 postreply
23:39:55