the loan closing cost like title search,title insurance, appraisal, etc, will be covered by your loan agent. Usually the no cost refi will have a little higher rate, but if it's still lower than your previous rate, it's worthy of doing that.
the loan closing cost like title search,title insurance, appraisal, etc, will be covered by your loan agent. Usually the no cost refi will have a little higher rate, but if it's still lower than your previous rate, it's worthy of doing that.