这个私募抵押贷款你会投吗?

来源: commonsense888 2019-02-18 13:16:26 [] [旧帖] [给我悄悄话] 本文已被阅读: 次 (1523 bytes)
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最近开始投一些另类投资,包括私募抵押贷款。这个如何?

私募地产抵押贷款,8.25%,15个月,最低投资$1万,总额$750万。抵押资产$2610万。另外借款公司3合伙人个人资产抵押$1000万。贷款公司18年历史,经手150笔贷款,无一违约。

The loan is primarily secured by the property, which was valued as-is at $26.1M. With a total loan value of $7.5M, the loan-to-value ratio (LTV) equates to 28.7%.Since 2002, xxxPartners, its principals, and its predecessor entities have originated over 150 loans totaling over $460M, of which 10 remain active. As of January 26, 2019, there has been no principal loss.

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If 8.25% is what you desire, why not? -autumnjune- 给 autumnjune 发送悄悄话 autumnjune 的博客首页 (152 bytes) () 02/18/2019 postreply 13:26:25

买了些。一公布,3个小时就卖光了。 -commonsense888- 给 commonsense888 发送悄悄话 (0 bytes) () 02/18/2019 postreply 13:41:54

有的抵押差一些给13%的利息 -commonsense888- 给 commonsense888 发送悄悄话 (0 bytes) () 02/18/2019 postreply 13:43:12

反正比银行利息高很多啊 -commonsense888- 给 commonsense888 发送悄悄话 (0 bytes) () 02/18/2019 postreply 13:45:25

Usually return and risk are symmetric. There must -autumnjune- 给 autumnjune 发送悄悄话 autumnjune 的博客首页 (431 bytes) () 02/18/2019 postreply 13:59:24

平均每笔才$300万。看了是个小公司。 -commonsense888- 给 commonsense888 发送悄悄话 (0 bytes) () 02/18/2019 postreply 14:11:25

不会!不值得担这样的风险去拿8.25%,因为投普标500拿差不多的回报,风险要小好多! -hhtt- 给 hhtt 发送悄悄话 hhtt 的博客首页 (0 bytes) () 02/18/2019 postreply 15:20:44

Appraisal $26.1m 有时水分很足 :( -ZhangZhouDaTou- 给 ZhangZhouDaTou 发送悄悄话 ZhangZhouDaTou 的博客首页 (0 bytes) () 02/18/2019 postreply 18:56:17

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