关于支票

各位,我有个关于支票的问题想请交一下:我收到一张支票,去本人的银行入账,当时银行给我入了,也没提出任何问题。但是过了一周后,银行打电话给我,说那张支票是空头支票,并要我退回已入账的钱。我想问一下,在那种情况下,银行就没有任何责任吗?难道银行不应该在收下支票的时候提示我可能存在的风险?不知哪位可以帮我,谢谢!

所有跟帖: 

no and no -xxhhwxc- 给 xxhhwxc 发送悄悄话 (110 bytes) () 11/06/2006 postreply 07:35:52

Your answer is NOT correct ...... -Bodd- 给 Bodd 发送悄悄话 (183 bytes) () 11/06/2006 postreply 18:05:25

What the heck are you talking about? -xxhhwxc- 给 xxhhwxc 发送悄悄话 (429 bytes) () 11/06/2006 postreply 19:44:08

OK, let me tell you my experience, and explanation -Bodd- 给 Bodd 发送悄悄话 (1756 bytes) () 11/07/2006 postreply 10:22:16

LMAO!!! -xxhhwxc- 给 xxhhwxc 发送悄悄话 (1499 bytes) () 11/07/2006 postreply 21:56:17

谢谢你听了我一堂英语课,现在我不得不再给你上一堂数学逻辑课 -Bodd- 给 Bodd 发送悄悄话 (652 bytes) () 11/08/2006 postreply 11:45:57

citibank好像是每年2次有return check也不charge fee 的,wave 了 -Don'tGo- 给 Don'tGo 发送悄悄话 (0 bytes) () 11/08/2006 postreply 13:34:28

Don't flatter yourself. Dude -xxhhwxc- 给 xxhhwxc 发送悄悄话 (2039 bytes) () 11/08/2006 postreply 19:48:36

首先告诉你我会怎么说。然后我警告你,不要一口一个别人“愚蠢”,那 -Bodd- 给 Bodd 发送悄悄话 (1404 bytes) () 11/09/2006 postreply 09:00:01

A warning! WOW! I am shaking in my boots!! -xxhhwxc- 给 xxhhwxc 发送悄悄话 (1366 bytes) () 11/09/2006 postreply 10:00:07

银行退回当时未能兑现的支票 存的人都会被charge return items fee -don'tgo- 给 don'tgo 发送悄悄话 (314 bytes) () 11/08/2006 postreply 10:39:43

您才是misleading . 只有好心是不够的。 -不胡扯- 给 不胡扯 发送悄悄话 (0 bytes) () 11/07/2006 postreply 03:43:18

Please read my answer upstairs, thanks. -Bodd- 给 Bodd 发送悄悄话 (0 bytes) () 11/07/2006 postreply 10:23:17

I think you have to return. -ojx111- 给 ojx111 发送悄悄话 (285 bytes) () 11/06/2006 postreply 19:24:26

Right, what you said is totally what I want to say. Thank you. -Bodd- 给 Bodd 发送悄悄话 (0 bytes) () 11/07/2006 postreply 10:35:21

What you can do is to sue the person -xxhhwxc- 给 xxhhwxc 发送悄悄话 (599 bytes) () 11/06/2006 postreply 20:04:22

银行没有任何责任,银行当时也没有办法查别的银行的支票里有没有钱 -don'tgo- 给 don'tgo 发送悄悄话 (271 bytes) () 11/07/2006 postreply 15:20:24

那张坏支票银行会寄给你,你拿着它直接到他的银行去窗口问能不能兑现 -don'tgo- 给 don'tgo 发送悄悄话 (0 bytes) () 11/07/2006 postreply 15:23:31

Now you are really misleading the poster -xxhhwxc- 给 xxhhwxc 发送悄悄话 (139 bytes) () 11/08/2006 postreply 05:57:17

你错了,同一张支票即便是NSF也可以再存一次.支票没有过期前可以不断 -Don'tGo- 给 Don'tGo 发送悄悄话 (298 bytes) () 11/08/2006 postreply 10:22:27

You were assuming that the the bad check -xxhhwxc- 给 xxhhwxc 发送悄悄话 (529 bytes) () 11/08/2006 postreply 11:25:46

merchants funds verification 有的银行有这服务,可天天打电话check -don'tgo- 给 don'tgo 发送悄悄话 (30 bytes) () 11/08/2006 postreply 10:26:17

here is an article -xxhhwxc- 给 xxhhwxc 发送悄悄话 (51 bytes) () 11/08/2006 postreply 05:58:33

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