Key error in your example:

The CLT's income stream is paid to the charity , not to the donor (xx) during the term 

所有跟帖： 

• 那看来是大学的募款在忽悠俺了 -颤音- ♂ (0 bytes) () 09/17/2024 postreply 10:03:58

• 美国税法是鼓励民间捐赠的 -虎嗅蔷薇- ♀ (136 bytes) () 09/17/2024 postreply 10:11:49

• 我再读了一遍原文，xx导致误解，原文里是大学，非捐着 -颤音- ♂ (0 bytes) () 09/17/2024 postreply 10:11:18

• 对 -虎嗅蔷薇- ♀ (0 bytes) () 09/17/2024 postreply 10:12:31

• Re CRT -虎嗅蔷薇- ♀ (154 bytes) () 09/17/2024 postreply 10:19:55

• 谢谢解惑 -颤音- ♂ (0 bytes) () 09/17/2024 postreply 10:39:45

• CRT是不是有点像Annuity？只是剩下的钱，不给保险公司，而是给指定的慈善对象？ -未知- ♂ (61 bytes) () 09/17/2024 postreply 13:41:57

• Income pay out is like an annuity income to the donor -虎嗅蔷薇- ♀ (472 bytes) () 09/17/2024 postreply 14:23:16