Unlike tax credits, some tax deductions can lower AGI enough to claim following credits:
- child tax credit
- IRA deductions
- Sch A fully deduction
- tuition and fees deduction
- college student financial aid (FA) and scholarship applications
- Gov loan FHA to buy home
- Rental income loss
And so on... 由此可见, 人是活的, 税是死滴. 税务规划重要啊! 换言之, 报税没有绝对的"对与错", 各人家境不一, 酌情而定.当然, 前提是, 必须懂得游戏规则.
