You can as long as your income is under 89K.

本帖于 2010-04-01 21:01:49 时间, 由普通用户 laoyangdelp 编辑

2009, the phase-out period is 89K-109K. You read carefully . 1040 instruction made it very clear --if you have employer plan. That's why the 401k 30K contribution is important to reduce it to about 90K.

If kids have some medical bill for teeth, a FSA is possible.

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