Cons of Indexed Universal Life
- Con: Index Growth Options Are Capped or Diluted.
- Con: IUL Complexity Requires Ongoing Understanding.
- Con: No Guarantees Inside IUL's Rising Cost Structure.
- Con: Gains Are Taxed Instantly If Your IUL Policy Lapses.
有个熟人，非常的节俭，几十年前了，在他女儿进大学前把钱放 IUL 里了，好像说有利申请学费资助？不知道现在如何，如果公司在，如果他没有动，应该回报不错，当然不能和买苹果的比了
