网上狗到的 cons

来源: 于 2024-01-06 15:53:29 [博客] [旧帖] [给我悄悄话] 本文已被阅读：次
Cons of Indexed Universal Life
  • Con: Index Growth Options Are Capped or Diluted.
  • Con: IUL Complexity Requires Ongoing Understanding.
  • Con: No Guarantees Inside IUL's Rising Cost Structure.
  • Con: Gains Are Taxed Instantly If Your IUL Policy Lapses.

 

有个熟人，非常的节俭，几十年前了，在他女儿进大学前把钱放 IUL 里了，好像说有利申请学费资助？不知道现在如何，如果公司在，如果他没有动，应该回报不错，当然不能和买苹果的比了