yes, you can set up yourTraditional IRA

go to calculate it based on your AGI to see how much deductible for you. most probably it will not be审. even if it is audited, it is ok as long as you have reason. You are not tax expert;) it is ok for you to make such kind of " mistate". BU危险 ,值!

Vest means after a period of time, you can get the money out  without any penalty if you mean retirement plan.


I do not know your situation. Hard to give u suggestions. But if you have kids, at least u can set up 529 plan(I guess maybe u already got one)


所有跟帖: 

I think u can deduct the full $5000 because you was not covered -fanfan88888- 给 fanfan88888 发送悄悄话 fanfan88888 的博客首页 (26 bytes) () 03/07/2011 postreply 21:11:27

Sounds great! Fanfan8888,I appreciate it very much! I replied y -pinklemontea- 给 pinklemontea 发送悄悄话 (412 bytes) () 03/07/2011 postreply 22:17:44

她的last name是5个8,你改成了4个8 ,你就不担心她会生气吗? -wxc369- 给 wxc369 发送悄悄话 wxc369 的博客首页 (31 bytes) () 03/08/2011 postreply 00:25:01

这要看8的意思是“发”还是八婆指数而定,巴太好回答呀。 -大写2- 给 大写2 发送悄悄话 (0 bytes) () 03/08/2011 postreply 01:04:04

我说老二, -wxc369- 给 wxc369 发送悄悄话 wxc369 的博客首页 (39 bytes) () 03/08/2011 postreply 12:34:17

Haha good morning -fanfan88888- 给 fanfan88888 发送悄悄话 fanfan88888 的博客首页 (0 bytes) () 03/08/2011 postreply 05:17:09

good morning,Fanfan88888,have a great day :)! -pinklemontea- 给 pinklemontea 发送悄悄话 (23 bytes) () 03/08/2011 postreply 05:23:23

For my understanding, -fanfan88888- 给 fanfan88888 发送悄悄话 fanfan88888 的博客首页 (517 bytes) () 03/08/2011 postreply 04:02:08

Yes. my situation is like you said. I really appreciate all your -pinklemontea- 给 pinklemontea 发送悄悄话 (103 bytes) () 03/08/2011 postreply 05:22:19

Haha never mind for the spelling. Nice day -fanfan88888- 给 fanfan88888 发送悄悄话 fanfan88888 的博客首页 (0 bytes) () 03/08/2011 postreply 05:42:54

楼主好像没搞明白我在make a joke:-) -wxc369- 给 wxc369 发送悄悄话 wxc369 的博客首页 (20 bytes) () 03/08/2011 postreply 12:29:12

thanks , u too haha -fanfan88888- 给 fanfan88888 发送悄悄话 fanfan88888 的博客首页 (0 bytes) () 03/08/2011 postreply 14:31:01

me too,haha -iamyourfriend- 给 iamyourfriend 发送悄悄话 (0 bytes) () 03/08/2011 postreply 16:12:56

Fanfan,529,if I set up in this state but soon I need to other st -pinklemontea- 给 pinklemontea 发送悄悄话 (328 bytes) () 03/09/2011 postreply 11:58:32

I only pay attention to issue. Sorry for that!:楼主好像没搞明白我在make a -pinklemontea- 给 pinklemontea 发送悄悄话 (0 bytes) () 03/09/2011 postreply 11:54:41

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