懂税的专家,Tax Return: 请教IRA Deduction 及 retirement plan 问题!

来源: pinklemontea 于 2011-03-07 17:37:55 [] [旧帖] [给我悄悄话] 阅读数 : (929 bytes)

懂税的专家,请教IRA Deduction 及 retirement plan 问题!

我在报２０１０税.我爱人的４０１K,自己扣交的少了（没做好tax plan),　我的有雇主提供了retirement plan，但是W-2的 box13并没在retirement plan打Mark (check).HR 也没让我们员工自己扣交.结果，ＡＧＩ超过了89K,落在phase-out period is 89K-109K．

我可不可以,　建立我的Traditional IRA, $5000, 可以帮我减少$1000 Fed. tax. 这样会不会被审，危险不,值不值? " Vest" 什么意思?

现在还有什么其他减税的办法吗?  

我这样做的理由／依据:　the "retirement plan" box in box 13 of your form W-2 should be checked if you ever covered by a plan at work even if you were not vested in the plan. 多谢!

所有跟帖： 

• 我的问题是, 建立Traditional IRA 不能全部减税,因为AGI落在phase-out period is 89K-1 -pinklemontea- ♀ 给 pinklemontea 发送悄悄话 (0 bytes) () 03/07/2011 postreply 17:43:34

• yes, you can set up yourTraditional IRA -fanfan88888- ♀ 给 fanfan88888 发送悄悄话 fanfan88888 的博客首页 (853 bytes) () 03/07/2011 postreply 20:44:07

• I think u can deduct the full $5000 because you was not covered -fanfan88888- ♀ 给 fanfan88888 发送悄悄话 fanfan88888 的博客首页 (26 bytes) () 03/07/2011 postreply 21:11:27

• Sounds great! Fanfan8888,I appreciate it very much! I replied y -pinklemontea- ♀ 给 pinklemontea 发送悄悄话 (412 bytes) () 03/07/2011 postreply 22:17:44

• 她的last name是5个8，你改成了4个8 ，你就不担心她会生气吗？ -wxc369- ♂ 给 wxc369 发送悄悄话 wxc369 的博客首页 (31 bytes) () 03/08/2011 postreply 00:25:01

• 这要看8的意思是“发”还是八婆指数而定，巴太好回答呀。 -大写2- ♂ 给 大写2 发送悄悄话 (0 bytes) () 03/08/2011 postreply 01:04:04

• 我说老二， -wxc369- ♂ 给 wxc369 发送悄悄话 wxc369 的博客首页 (39 bytes) () 03/08/2011 postreply 12:34:17

• Haha good morning -fanfan88888- ♀ 给 fanfan88888 发送悄悄话 fanfan88888 的博客首页 (0 bytes) () 03/08/2011 postreply 05:17:09

• good morning,Fanfan88888,have a great day :)! -pinklemontea- ♀ 给 pinklemontea 发送悄悄话 (23 bytes) () 03/08/2011 postreply 05:23:23

• For my understanding, -fanfan88888- ♀ 给 fanfan88888 发送悄悄话 fanfan88888 的博客首页 (517 bytes) () 03/08/2011 postreply 04:02:08

• Yes. my situation is like you said. I really appreciate all your -pinklemontea- ♀ 给 pinklemontea 发送悄悄话 (103 bytes) () 03/08/2011 postreply 05:22:19

• Haha never mind for the spelling. Nice day -fanfan88888- ♀ 给 fanfan88888 发送悄悄话 fanfan88888 的博客首页 (0 bytes) () 03/08/2011 postreply 05:42:54

• 楼主好像没搞明白我在make a joke:-) -wxc369- ♂ 给 wxc369 发送悄悄话 wxc369 的博客首页 (20 bytes) () 03/08/2011 postreply 12:29:12

• thanks , u too haha -fanfan88888- ♀ 给 fanfan88888 发送悄悄话 fanfan88888 的博客首页 (0 bytes) () 03/08/2011 postreply 14:31:01

• me too,haha -iamyourfriend- ♂ 给 iamyourfriend 发送悄悄话 (0 bytes) () 03/08/2011 postreply 16:12:56

• Fanfan,529,if I set up in this state but soon I need to other st -pinklemontea- ♀ 给 pinklemontea 发送悄悄话 (328 bytes) () 03/09/2011 postreply 11:58:32

• I only pay attention to issue. Sorry for that!：楼主好像没搞明白我在make a -pinklemontea- ♀ 给 pinklemontea 发送悄悄话 (0 bytes) () 03/09/2011 postreply 11:54:41

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