中介忽悠我下了一个offer

说contiengent on loan, but not appraisal. what is the worst scenario I can have? 还有机会退出。 谢谢。

所有跟帖： 

• 就是房子估价低 （down payment 会高），你也得买。 -如尘- ♀ (0 bytes) () 12/16/2019 postreply 11:08:56

• 我可以借口loan没有通过离开吗？ -keeplooking- ♂ (0 bytes) () 12/16/2019 postreply 11:11:22

• 你可以说你希望是负利率拿loan像欧洲那样，现在每年3%你觉得不合适即可退出 -sweetptt- ♂ (0 bytes) () 12/16/2019 postreply 12:34:53

• 你这是明显忽悠人家！ -201411- ♀ (0 bytes) () 12/16/2019 postreply 12:40:00

• 你说没用， 要loan officer出denial letter。你crash你的credit score will help -201411- ♀ (0 bytes) () 12/16/2019 postreply 12:35:00

• 不需要 -sweetptt- ♂ (0 bytes) () 12/16/2019 postreply 12:39:24

• 我这要，要不拿不回deposit -201411- ♀ (0 bytes) () 12/16/2019 postreply 12:40:00

• 不会的。联邦部门规定只凭买家主观决定不需要第三方证明。truth in lending act -sweetptt- ♂ (207 bytes) () 12/16/2019 postreply 12:42:53

• 如果中途退出loan, bank方面我有什么需要负担的损失吗？ -keeplooking- ♂ (0 bytes) () 12/16/2019 postreply 12:53:03

• appraisal fee -sweetptt- ♂ (0 bytes) () 12/16/2019 postreply 12:59:57

• is that all? no any penalty? -keeplooking- ♂ (0 bytes) () 12/16/2019 postreply 13:03:29

• 如果是我，肯定没有。 -sweetptt- ♂ (0 bytes) () 12/16/2019 postreply 15:32:18

• depend on contract language, not federal law. -柠檬椰子汁- ♂ (0 bytes) () 12/16/2019 postreply 13:46:19

• As I said, contingent on loan, but not appraisal. -keeplooking- ♂ (0 bytes) () 12/16/2019 postreply 14:10:30

• devils are in the details -柠檬椰子汁- ♂ (276 bytes) () 12/16/2019 postreply 14:15:48

• Okay. that is a good point. I will look at it. thanks. -keeplooking- ♂ (0 bytes) () 12/16/2019 postreply 14:24:35

• 柠檬: The terms are inside -keeplooking- ♂ (619 bytes) () 12/16/2019 postreply 14:34:35

• You need bank’s loan denial letter -越王剑- ♂ (0 bytes) () 12/16/2019 postreply 15:01:43

• 柠檬同学，我喜欢给你绞路子 -sweetptt- ♂ (326 bytes) () 12/16/2019 postreply 15:31:44

• 如果appraisal之后再说interest rate会不会太晚？和lender有没有违约？ -keeplooking- ♂ (0 bytes) () 12/16/2019 postreply 15:45:37

• 跟lender没有关系。你还有72-hours buyer remorse区间在settlement后合法反悔。当然你需要付bo -sweetptt- ♂ (166 bytes) () 12/16/2019 postreply 15:49:53

• lack of good faith -柠檬椰子汁- ♂ (226 bytes) () 12/16/2019 postreply 16:49:51

• 我们这里的合同要求买家make good faith effort去申请贷款 -pangpangxiongxiong- ♀ (0 bytes) () 12/16/2019 postreply 17:41:24

• 你是GF，但事与愿违，十有八九吧 -sweetptt- ♂ (0 bytes) () 12/16/2019 postreply 18:09:52

• 不要慌。我觉着合理。因为没人能预知估价师会做什么 -freedom321- ♂ (0 bytes) () 12/16/2019 postreply 17:27:34

• 你下单应该是按照你做的调查和周围市场来决定，和估价师个人行为无关。如果这些没变为什么要反悔？ -freedom321- ♂ (0 bytes) () 12/16/2019 postreply 17:30:32

• 对。 租金和售价比例支持合同价格， 但是估价讲不清楚，no contingency on appraisal对我有风险 -keeplooking- ♂ (0 bytes) () 12/17/2019 postreply 07:38:07