不会的。联邦部门规定只凭买家主观决定不需要第三方证明。truth in lending act

本帖于 2019-12-16 13:01:01 时间, 由普通用户 sweetptt 编辑
回答: 我这要,要不拿不回deposit2014112019-12-16 12:40:00

大意是这样的

If Buyer, in Buyer's sole discretion, is not satisfied with the terms and conditions of the Loan,

所有跟帖: 

如果中途退出loan, bank方面我有什么需要负担的损失吗? -keeplooking- 给 keeplooking 发送悄悄话 (0 bytes) () 12/16/2019 postreply 12:53:03

appraisal fee -sweetptt- 给 sweetptt 发送悄悄话 sweetptt 的博客首页 (0 bytes) () 12/16/2019 postreply 12:59:57

is that all? no any penalty? -keeplooking- 给 keeplooking 发送悄悄话 (0 bytes) () 12/16/2019 postreply 13:03:29

如果是我,肯定没有。 -sweetptt- 给 sweetptt 发送悄悄话 sweetptt 的博客首页 (0 bytes) () 12/16/2019 postreply 15:32:18

depend on contract language, not federal law. -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (0 bytes) () 12/16/2019 postreply 13:46:19

As I said, contingent on loan, but not appraisal. -keeplooking- 给 keeplooking 发送悄悄话 (0 bytes) () 12/16/2019 postreply 14:10:30

devils are in the details -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (276 bytes) () 12/16/2019 postreply 14:15:48

Okay. that is a good point. I will look at it. thanks. -keeplooking- 给 keeplooking 发送悄悄话 (0 bytes) () 12/16/2019 postreply 14:24:35

柠檬: The terms are inside -keeplooking- 给 keeplooking 发送悄悄话 (619 bytes) () 12/16/2019 postreply 14:34:35

You need bank’s loan denial letter -越王剑- 给 越王剑 发送悄悄话 越王剑 的博客首页 (0 bytes) () 12/16/2019 postreply 15:01:43

柠檬同学,我喜欢给你绞路子 -sweetptt- 给 sweetptt 发送悄悄话 sweetptt 的博客首页 (326 bytes) () 12/16/2019 postreply 15:31:44

如果appraisal之后再说interest rate会不会太晚?和lender有没有违约? -keeplooking- 给 keeplooking 发送悄悄话 (0 bytes) () 12/16/2019 postreply 15:45:37

跟lender没有关系。你还有72-hours buyer remorse区间在settlement后合法反悔。当然你需要付bo -sweetptt- 给 sweetptt 发送悄悄话 sweetptt 的博客首页 (166 bytes) () 12/16/2019 postreply 15:49:53

lack of good faith -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (226 bytes) () 12/16/2019 postreply 16:49:51

我们这里的合同要求买家make good faith effort去申请贷款 -pangpangxiongxiong- 给 pangpangxiongxiong 发送悄悄话 (0 bytes) () 12/16/2019 postreply 17:41:24

你是GF,但事与愿违,十有八九吧 -sweetptt- 给 sweetptt 发送悄悄话 sweetptt 的博客首页 (0 bytes) () 12/16/2019 postreply 18:09:52

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