annual loss limit is 3000, you can carry forward to next year

Annual loss limit is 3000 (for a couple, $1500 for single).  That means you can only deduct $3000 of your capital loss from your other income for income tax. 

If your loss on this fund in 2018 is 4000, you can only deduct $3000 in 2018.  

However, under loss carryover rule, you can carryover the remaning $1000 loss to be deducted in 2019.  Since $1000 < $3000 limit, all $1000 can be deducted in 2019 (assuming you don't have other loss in 2019).

Exactly how you can lose $4000 from 2008 to 2018, the longest bull market since WWII, is another matter, I don't want to speculate. 

https://www.thestreet.com/investing/longest-bull-market-14804308

 

所有跟帖： 

• 最多抵3000我懂，我想卖的5500，loss4000怎么来的? -老朽- ♂ (0 bytes) () 12/26/2018 postreply 19:30:24

• no idea what is 十年的基金, -柠檬椰子汁- ♂ (186 bytes) () 12/26/2018 postreply 19:38:03

• 十年前买的，mchfx,matthews China, quantity 400,value 5538 -老朽- ♂ (265 bytes) () 12/26/2018 postreply 19:53:25

• Dividends是不是每个季度都自动投进去了？ -minin-地主婆80- ♀ (0 bytes) () 12/26/2018 postreply 20:20:27

• 应该是，反正没理过，从没买卖过。 -老朽- ♂ (0 bytes) () 12/26/2018 postreply 20:30:31

• 估计就是。dividend 交过税了。如果十年有一万多dividend -gccard- ♀ (0 bytes) () 12/26/2018 postreply 20:31:59

• 那你的funds应该是亏本的 -gccard- ♀ (0 bytes) () 12/26/2018 postreply 20:37:16

• MCHFX 每年Over 10%~20% 的分红和Capital Gain Distribution, -未知- ♂ (3602 bytes) () 12/26/2018 postreply 21:15:35

• 一起谢谢各位，那我卖掉全部5500，抵3000税，剩下的是不是交税?或就卖3000? -老朽- ♂ (0 bytes) () 12/26/2018 postreply 21:23:26

• 老朽兄，如果全部卖掉，你是亏四千，今年抵税三千，剩下的一千，明年抵！就像柠檬兄讲的，Carry forward。 -hhtt- ♂ (0 bytes) () 12/26/2018 postreply 21:34:22

• 你今年还有其它Capital Gains and/or Capital Gain Distributions？ -未知- ♂ (193 bytes) () 12/26/2018 postreply 21:36:16

• 还有很多loss ,gain 也不少，visa一支股票就gain几万。 -老朽- ♂ (0 bytes) () 12/26/2018 postreply 22:06:48

• 那你把卖掉的，赚的和亏的加在一起，如果还是赚的，那就把那四百股mchfx全卖掉！ -hhtt- ♂ (0 bytes) () 12/26/2018 postreply 22:22:21