What I am doing is ~20% bond fund, 45% big cap fund, 35% mid cap

In 2008, I did not move my 401K to money market, and lost more than 50%. I was thinking at that time, but didn't do it. Even now the money is back but wish to avoid the same mistake in future.

所有跟帖： 

• I am waiting for another 2008, but I don't think that I will get -hhtt- ♂ (1216 bytes) () 04/27/2017 postreply 11:57:31

• 请问total stock index fund with 1,000 to 2,000+ stocks in the fund -阿莲- ♀ (42 bytes) () 04/27/2017 postreply 12:03:04

• VTSMX , FSTMX -花$$$- ♀ (0 bytes) () 04/27/2017 postreply 12:06:13

• Yes. -hhtt- ♂ (0 bytes) () 04/27/2017 postreply 12:07:21

• 谢谢 -阿莲- ♀ (0 bytes) () 04/27/2017 postreply 12:09:36

• SWTSX -花$$$- ♀ (0 bytes) () 04/27/2017 postreply 12:12:48

• Symbol 'VTI' with 3,601 stocks. -hhtt- ♂ (0 bytes) () 04/27/2017 postreply 12:06:58

• 谢谢 -阿莲- ♀ (0 bytes) () 04/27/2017 postreply 12:09:52

• 没有leverage的产品？ -阿莲- ♀ (0 bytes) () 04/27/2017 postreply 12:17:45

• Leverage? 3x S&P500 funds? -hhtt- ♂ (0 bytes) () 04/27/2017 postreply 12:25:57

• What about small cap? -hhtt- ♂ (0 bytes) () 04/27/2017 postreply 12:50:18

• No small cap fund now, used to have 7% -花$$$- ♀ (0 bytes) () 04/27/2017 postreply 13:23:55

• I would allocate 15% to small and leave 20% to mid. -hhtt- ♂ (0 bytes) () 04/27/2017 postreply 13:30:08

• Please check your 20% bond fund's duration! -hhtt- ♂ (365 bytes) () 04/27/2017 postreply 13:35:02

• It says 5.49 years duration. FTBFX -花$$$- ♀ (0 bytes) () 04/27/2017 postreply 13:56:55

• That is what I thought. Most bond funds in 401(k) are 5 to 6yr d -hhtt- ♂ (247 bytes) () 04/27/2017 postreply 13:59:18